What Does It Cost to Relocate as a Physician?

We believe in radical transparency. No vague promises — just clear answers about costs, savings, and what to expect.

What Does It Cost to Relocate as a Physician?

We believe in radical transparency. No vague promises — just clear answers about costs, savings, and what to expect.

What Drives Costs Up?

Relocation costs can vary widely depending on individual circumstances. Some of the key factors include:

  • Housing market conditions (location, demand, property type)
  • Credit score & loan terms that affect borrowing power
  • Distance of move (local vs. cross-country relocation)
  • Family size & lifestyle needs that increase moving expenses

What Drives Costs Down?

The good news is that as a physician, you have access to unique programs and partnerships that reduce costs:

  • Physician loan programs (0% down, no PMI)
  • Referral-based relocation agents who negotiate incentives
  • Exclusive partner discounts (Truist, Doc2Doc, BHHS, and more)
  • Streamlined moving packages designed for medical professionals

Why Some Options Are Expensive

Certain relocation paths come with higher costs. These may include:
  • Premium metro hospital areas with competitive real estate markets
  • Limited-inventory housing markets driving up prices
  • Luxury or jumbo loan structures with higher requirements
  • Concierge relocation services that cover everything, end-to-end

Why Some Options Are Cheaper

On the other hand, there are relocation strategies that lower costs:
  • Rural or outlying areas with more affordable housing
  • Smaller loan sizes with limited features
  • DIY relocation approaches instead of full concierge services

Where We Fit — Doctor Relocation USA

On the other hand, there are relocation strategies that lower costs:
Our mission is to deliver a concierge-style, physician-focused solution that balances quality and affordability:

  • Real estate referrals → Paid by agent, never by you
  • Physician loan programs → No upfront cost
  • Doc2Doc Lending → Transparent 1% fee
  • Concierge services → Optional upgrades tailored to your needs

Typical Range: $3,000–$10,000 in moving costs + home-buying expenses (often offset by physician-specific loan savings).

Frequently Asked Questions

No. Our partners cover fees.

No. In fact, most doctors save money through our partnerships.

Through referral commissions that are already built into the transaction — not by you.

Free Resource

Download the Physician Relocation Cost Guide

Get a step-by-step breakdown of real costs, savings strategies, and exclusive lender/agent insights.

Ready to Relocate with Confidence?


Get a personalized cost breakdown and meet your relocation team today.
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